Would You Like Us to Personally Double or More
the Results of Your Debt-Elimination and
Wealth-Building... For Free?

From the desks of: John Cummuta and Anthony Manganiello


Litchfield Park, AZ


Re: 1-on-1 Consultation Special

We’re looking for good people that we can produce real results for. 


If that might be you, we will personally work with you, one-on-one, to design and implement a Private Family Bank™ that could pay off your debts and double or more your tax-free retirement wealth – with no chance of the stock market taking it away from you with a correction. 

You Pay Nothing for this Q&A Call

The first thing we’re going to do for you is create a winning debt-elimination and wealth-building PLAN, based on the unique capabilities of a Private Family Bank™...capabilities that will pay off your debts AND build your wealth with the SAME DOLLARS at the SAME TIME.


There’s no charge for this, and this initial call only takes about 45 minutes to an hour for us to start the process together. 


Then, if we both agree, we'll schedule a second session where we'll show you the plan we've designed, based on the information gathered in the first session. 




At the end of these 2 planning sessions one of these three things will happen: 


1. You love the plan and decide to approximate it on your own. If this is the case, we’ll wish you the best of luck and ask that you let us know how it goes. 


2. You love the plan we create for you and ask us to personally help you execute and profit from it ASAP. 


If that’s the case, we’ll do it right...and that's a promise. we’ve never had an unhappy client - and we won't let you be the first! 


3. In the unlikely event that you feel you wasted your time on the call, we will give you our $59 Banker's Secret Video Course as a parting gift. No questions asked. Your time is your most valuable asset, and we value that. 


It really is that simple and there’s no catch


Think about this. 


The worst that can happen is you get a debt-elimination and wealth-building course that real people are paying $59 for, just for wasting 45 minutes of your time. 


The best that can happen is that we work together, one-on-one, to decrease the money you’re wasting on debt payments and interest charges, and increase the money you’ll end up with when you want working to be optional. 

That’s why this is the closest thing to
FREE MONEY you’ll ever see.

Here’s how it’ll work: 


First, we’ll send you to an online form where you’ll input your basic contact information and a little about your hopes and dreams for a Private Family Bank™. This will give us a starting point for our initial phone conversation. 


Next, based on this initial Q&A Call, we’ll build a plan for you. 


Then you'll select a day and time for us to get back together, with your computer screen connected to ours, so we can show you the Private Family Bank™ plan we've designed for you.  


After all this cost-free work – if you choose – we’ll build your Private Family Bank™ for you, to maximize its potential in every area of your financial life.  


And like we said, there’s no charge for this. 

So, why would we offer to do this?

Three reasons: 


First of all, we’ve dedicated more than 2 decades to rescuing middle-class Americans all across the income spectrum from the destructive, dead-end financial path the banking industry has seduced them onto.  


It’s gratifying for us to get results for these folks fast, and we like hearing back from them how well it’s working.  


Plus, we know that we’re not just helping you, but we’re changing the future for your family for generations to come. 


Secondly, even though we don't charge you for any of the analysis and design work, we will be compensated – if you decide to start your bank. A Private Family Bank™ is built on a specially-designed insurance platform, so we would be paid a commission by the insurance company.  


The only money that will come from you will be when you start putting money into your Private Family Bank™. You’ll be capitalizing your bank. 


Third, assuming the Private Family Bank™ we build for you revolutionizes your financial trajectory and outcome, you won’t be able to NOT tell others about it. 


So, we’ll get referrals from you that will become future clients. 


However, even if you choose not to become a client, no problem. You won’t get any sales pitch or pressure from us of any kind. We are financial educators and coaches, not sales people. If you decide you want a Private Family Bank™, we will help you start one.


In fact, here’s our “MONEY TALKS PROMISE” to you: 

Either You Find Our Conversation to Be Incredibly Valuable, or We Will Give You Our
$59 Banker's Secret Video Course to Compensate You For Your Time.

Now, obviously, this is an amazing offer. An offer which you’ll never see from any other best-selling personal finance authors.  


Think about it. 


We will personally give you a Private Family Banking™ strategy tailored specifically to your finances and life goals, and then wait for the insurance company to compensate us…IF you decide to start a bank.  


We’re the only ones taking a risk here. 


Plus, we’re taking it one BOLD step further by guaranteeing you’ll find our call immensely valuable - or we’ll give you a debt-elimination and wealth-building course that others are paying $59 for, just for wasting your time. 


If you tell us you don’t feel our call is valuable to you, the course is yours. No questions asked. 


In fact, we’re happy to put our money on the line like this because our clients are always happy, they always stay with us, they send us great feedback, and they refer friends and family to us. 


We’re this confident, because over the more than 2 and a half decades we’ve been teaching our debt-elimination and wealth building strategies, through best-selling books, audios, videos, physical and online courses, software, and live seminars (including 13 Tony Robbins Wealth Mastery events), we’ve helped more than 3 million people get on the road to financial independence. 

Let's hear what some of our friends say...

I just wanted to let you know my wife and I are now taking the next step in our wealth-building plan...moving to a wonderful barrier island off the coast of Alabama in the Gulf of Mexico. Life on our island is wonderful – and very inexpensive. We are completely debt free, will remain so during our upcoming move, and plan to remain debt free and wealthy the remainder of our lives. We thank God for you! And we thank you for all you taught us about freedom from debt and building wealth."– Bill and Anne B.  


“I have used your advice in the past to repay previous personal house mortgages and have benefited from it enormously. Thank you. I first encountered your system on a Tony Robbins Wealth Mastery event years ago. The warm feelings from attacking debt, and seeing not just the outstanding balance go down but also a decline in monthly payments, where the newly-created monthly savings are then used to attack the same (reduced) debt is indeed wonderful :-).”– Mike M.


“I want to say thank you to you for introducing me to this invaluable information that has altered the course of my life from one of excessive debt and stress to one of peace of mind and confidence to know that I can take control of my financial situation at any time utilizing the strategies taught by you.”– Marvin W. 


“I had to change my retirement strategy because what I was doing was not working. The standard 401(k) wasn't working. I was saving, but I wasn't getting out of debt. I lost a lot of money in 2008 and credit card debt increased substantially. I wish I had done this when I was younger.”– Dave K.


“Our goal was to get TRULY debt free within 4-5 years. So, first, we paid off the car. And by making lots of extra principal payments, we paid off our mortgage in just more than 3-1/2 years! As of February of this year, we are a DEBT-FREE family! As a reward for our diligent efforts, we flew to the Bahamas and stayed at the world-famous Atlantis Resort for a week. We even had special shirts made for the trip! Thanks for helping us really OWN our home and learning to transform our debt into wealth!” – Jerry, Shelly, John, and Ben W. 


Our strategies work, and we know that if you work with us, you’ll be thrilled with the results we get for your finances. 


So... as you can imagine, we’ll get a LOT of interest from this offer. 


And that’s why we need you to read this next part carefully: 

This is NOT for everybody.

Here's who we CAN help:

We have strict (but reasonable) criteria that need to be met for us to proceed. 


Here it is: 


1. You need to be serious about improving your finances. 


This offer is for people who are DONE with feeding their hard-earned money to creditors as interest charges, and DONE with chucking more hard-earned money into the stock market, hoping something will be there when they eventually want to slow down or stop working. You need to be SERIOUSLY READY for a new, more dependable outcome. 


2. You must have at least $300 a month you can direct towards savings and debt-elimination. 


This is a minimum. There is no maximum. It depends on how wealthy you want to end up. This money goes to your Private Family Bank™. It is not paid to us


3. You must have a long-term view – at least 10 years – to build wealth that will provide you Job-Optional Income. 


If you’re looking for something that will double your money in 5 years or some other BS like that, this ain’t it. Try Facebook scams or the lottery. 


Even if you're near or at retirement age or have health issues, we have ways to create a Private Family Bank™ for most people, so don't let these questions stop you.


4. You must really care about your financial legacy to your loved ones. 


What we help you build produces a Generational Wealth System, that can become larger and larger with each generation. 


And in order for us to do that for you, you have to really want this outcome. 


In other words, you need to be SERIOUS! 


That’s it! Those are all our requirements. 


If you meet these criteria and would like to personally talk with us about getting you solid, predictable results... 


Here’s how the process works: 


First, you’ll need to fill in a brief application form, which will open in your browser when you click the link below. Don’t worry, it’s simple and non-invasive. 


We just need to know what you’re hoping to accomplish. 

When you submit the form, you will be directed to our online calendar, where you can select a convenient day and time for one of us to call you for your initial consultation. 


Our initial call will be about 45 minutes to an hour. 


This is where we really begin working to figure out exactly what you want... and how to make it happen. 


We’ll painstakingly review your goals, your current finances, and so forth... and we’ll deliver a long-term plan to bring in maximum results for you. 


Then, if you see the value in becoming a Private Family Bank™ client, great! We will design a plan for your bank, and set up another day and time to connect our computers and go through it with you line-by-line. 


On the other hand, if you don’t want to become a client - that’s OK too. And if you tell us we’ve wasted your time, we’ll immediately give you our $59 Banker's Secret Video Course


This course, by the way, includes an ebook and 5 training video classes.  


So, you literally can’t lose


By the way – we’ve never had anyone feel like their time was wasted. EVER. That’s why we can make this offer. We DELIVER. 


This opportunity is extremely limited because of the intense one-on-one time needed to provide you with results. 


Therefore, it is physically impossible for us to work with more than a handful of people. 


Also, you should realize there’s a growing demand for personal one-on-one help from us, and what we’re offering to you is unprecedented. 


So, with that said, know that the window of opportunity won’t be open long. 


If you feel this is right for you, click here, fill out your application, and let's talk! 




John and Tony